On a $100 charge with a domestic US card, Stripe takes $3.20 (3.2% effective): - 2.9% of $100 = $2.90 - Fixed fee = $0.30 - Total fee = $3.20 | You receive = $96.80
For an international card (4.4% + $0.30): $4.70 fee | $95.30 net.
Common $100 charge scenarios
| Plan type | Monthly charge | Stripe fee | Net per subscriber |
|---|---|---|---|
| SaaS monthly | $99 | $3.17 | $95.83 |
| SaaS monthly | $100 | $3.20 | $96.80 |
| E-commerce | $100 | $3.20 | $96.80 |
To receive exactly $100 net
Charge $103.09 to receive exactly $100 after Stripe's fee: ($100 + $0.30) / (1 - 0.029) = $103.09.
This is useful if you want to price at "$100 to me" rather than "$100 to customer."