Stripe charges businesses in the European Union 1.5% + €0.25 per successful transaction for EEA-issued cards, and 2.5% + €0.25 for non-EEA cards. All amounts below are computed directly from these rates, so they stay in sync if Stripe changes its pricing.
Stripe fee examples in EUR
| Charge | EEA-issued cards | non-EEA cards |
|---|---|---|
| €25 | €0.62 (2.5%) | €0.88 (3.5%) |
| €100 | €1.75 (1.8%) | €2.75 (2.8%) |
| €500 | €7.75 (1.6%) | €12.75 (2.5%) |
VAT on Stripe fees
Stripe adds local VAT to its fees, at the rate of the merchant's EU country of registration (17–27% depending on member state). VAT-registered businesses can generally recover this as input tax.
Stripe vs SEPA Direct Debit in the EU
For EU customers, SEPA Direct Debit costs only 0.8% capped at €5 per transaction — far cheaper than cards for large B2B invoices and recurring enterprise billing.
Rates shown are Stripe's published standard-plan pricing and can change — verify current figures at stripe.com/pricing before relying on them for financial decisions.